http://statehealthplan.state.nc.us/about-us.html: NC state health plan
http://www.aarp.org/: With over 35 million members, AARP
is the leading nonprofit, nonpartisan membership organization for people age 50 and over in the United States.
http://www.aetna.com/index.htm: Aetna offers a broad range of traditional and consumer-directed
health insurance products and related services, including medical, pharmacy, dental, behavioral health, group life, long-term
care and disability plans and medical management capabilities. Our customers include employer groups, individuals, college
students, part-time and hourly workers, health plans and government-sponsored plans.
http://www.assurant.com/inc/assurant/about/index.html: We provide creditor-placed homeowners
insurance; manufactured housing homeowners insurance; debt protection administration; credit insurance; warranties and extended
services contracts; individual health and small employer group health insurance; group dental insurance; group disability
insurance; group life insurance; and pre-funded funeral insurance. Assurant's strategy is to manage a select portfolio
of specialty businesses that are leaders in their markets.
http://www.bcbsnc.com/shopping/: We offer two plans for individuals and families. Blue Advantage
is a traditional PPO and Blue Options HSA is a high-deductible health plan linked to a health savings account (HSA). Each
offers a range of premium and deductible options so you can choose the plan that fits your budget. Shopping for the plan that's
right for you is easy!
http://www.cigna.com/index.html: Cigna gives you a wide variety of programs and services
that can help you get the most from you plan while improving your health and well-being.
http://www.cms.hhs.gov/home/medicaid.asp? Medicare & Medicaid
http://www.dhhs.state.nc.us/dma/ NC dept of health & human service division of medical
assistance
http://www.mutualofomaha.com/: Mutual of Omaha serves individuals, families and small businesses with
life and health insurance, financial services and investment options. We offer life insurance, long-term care insurance, Medicare
supplement insurance, annuities, investment products and health, accident and special coverage’s.
http://www.ncdoi.com/Consumer/SHIIP/SHIIP.asp
www.bcbs.com: blue cross blue shield
www.ehealthinsurance.com: eHealthInsurance presents complex health insurance information
in an objective, user-friendly format, enabling the research, analysis, comparison and purchase of health insurance products
that best meet consumers' needs.
www.humana.com Humana Health Insurance
www.ncdoi.com: senior’s health insurance information program (SHIIP)
www.nciom.org: NC Consumer’s Guide to the health plan selection
www.unitedhealthcareonline.com: United Healthcare
www.wellpathonline.com: Coventry One…Well Path Healthcare, Inc.
The
following information details health insurance and assistance programs available to uninsured people in North Carolina. If
you currently have health insurance or have just lost health insurance coverage within the past 60 days, visit the health insurance section of our Web site for options available to you.
North Carolina Insurance Department - (800) 546-5664
In North Carolina, Blue Cross Blue Shield has been identified as the insurer that must
provide coverage to all residents who apply, regardless of any health conditions that they may have. This is called guaranteed
issue. Residents can purchase an individual health insurance policy from Blue Cross Blue Shield, but unfortunately, you may
be required to pay a higher premium because of your diabetes (or another health condition). You can contact the North Carolina
Insurance Department or Blue Cross Blue Shield directly at (877) 258-3334 for more information.
If
you are self-employed, you may be eligible to purchase either a small group policy or a business group of one policy. You
must be offered the basic or standard health plan, but can be denied other health policies. Insurers may ask to verify your
small group or group of one status by asking for your tax records.
If you are having a problem with
your state-regulated health plan and you are unable to resolve it with the plan directly, file a complaint with the insurance
department. They may be able to provide you with assistance in reaching a conclusion.
North Carolina Medicaid - (800) 662-7030
Medicaid is available to anyone who
meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories
in order to qualify. Contact your state Medicaid program for more information.
Medicare http://www.medicare.gov/default.asp
NC Health Choice for Children - State Children’s Health Insurance Program - (800)
662-7030
NC Health Choice for Children is the health insurance program designed to provide health insurance to children
and teens under age 19 whose families may have too great an income to qualify for Medicaid, but who may not be able to afford
health insurance. Visit the Web site to find out if you or your child meets the income.
If
you or your loved one is unable to see a physician due to the cost of care, there may be a local community health clinic in
your area. These clinics generally are free to patients or require a very small fee. Having trouble finding or keeping adequate
or affordable health insurance coverage?
